Melio empowers small businesses with payment automation.

Corpay One has revolutionized AP automation, bringing bill pay and smart cards into one, complete platform.

Brands love Corpay One because they can simplify and automate manual work, like paying bills, issuing company cards and handling expense reports. 
 


Why are people switching to Corpay One?

No check fees

Unlike Melio, Corpay One doesn’t charge to send check payments. We offer $0 fee ACH and Check payment options, as well as the option to fund Check and ACH payments by credit card (2.9% fee applies).

 

Built-in spend management

Corpay One does so much more than just bill pay. You can get access to the Corpay One Mastercard®, with the ability to control spend before it happens. Plus, streamline expense reports, receipt uploads and more. 

 

Advanced workflows

Our workflows go beyond simple approvals. With Corpay One, you can customize, automate and implement 1000s of different expense coding rules and approval steps for your organization.


 

OnCore Leads uses Corpay One to spend 90% less time on payments. "We're always looking for the best SaaS product that's out there. And Corpay One fit the bill."

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John Anderson
Co-founder, OnCore Leads

"It’s just been really nice using Corpay One and it’s been easy to train our team and get them on board."

Founder image
Jen Prakash
Controller, Pegasus


See why companies love Corpay One

Based on hundreds of reviews



Think of all of the time and money you could be saving with Corpay One

  • Automate spending with one, intelligent solution for all of your payments. Easily send Check, ACH, International Wire and Virtual Card payments. Plus, reimburse your team and pay global vendors with foreign exchange.

  • Automate vendor payments, sync all payments (and their details!) to your accounting system, seamlessly issue cards, automate approvals, expedite expense reports and oversee company spend - all in one, intelligent platform.

  • Set custom credit card controls for individual Corpay One Mastercard® holders - in real-time. Set spending amounts and reset frequencies per card or get even more control by setting spending to specific merchant categories. Plus, get comprehensive reporting on card purchases.

  • Corpay One is so much more than spend management. We empower your business with the credit you need to grow. Your business could be approved for up to a $500K credit limit, with instant decisions for limits up to $50K.¹

Melio
Corpay One
Monthly subscription fees
No monthly subscription fees
No monthly subscription fees
Check fees
Melio charges $1.50 per check after the first three checks.
$0 Check and ACH fees when funded by bank account.
Spend management
No company spending cards, spend control or employee expense reporting function.
Corpay One Mastercard® with built-in spend control and streamlined reimbursements.
Corporate card
No corporate card offering.
Corpay One Mastercard® with no annual fee and up to 1.5% in rebates.
Accounts Receivable
Melio offers Accounts Receivable and Billing functionality.
Corpay One doesn’t offer any Accounts Receivable functionality.
Automatic Sync Integrations
Melio integrates with QuickBooks Online, Microsoft Dynamics and Freshbooks.
Corpay One offers automatic sync to QuickBooks Online and Xero.
OCR Scanning
No automated OCR scanning.
Automated hands-free OCR scanning with 99.7% accuracy.
Workflows - Transaction Automation
No transaction or expense coding automation.
Robust expense coding automation and transaction routing workflows.
Basic Approvals
Melio offers workflows for approvals.
Corpay One has robust multi-step approvals and routing for approvals based on expense criteria.

FAQs

What is Corpay One?

Corpay One is a leading bill pay solution for small businesses. Picture your bank’s bill pay - only smarter. You can build custom bookkeeping and approval workflows that work for your team while streamlining payments to your vendors. This is one effortless platform, designed to save you time, money and help you focus on what counts.

How does Corpay One work?

Corpay One is a bill pay service provider. That means we enable you to pay your bills (by the Corpay One Mastercard®¹, your own credit card⁴ or your bank account!) through our payments platform. Our AI enables you to scan and automatically load invoices to our system, where they can be approved and paid. Vendors can be paid via Check, ACH, Wire and Virtual Card. And we're encrypted to the highest standards - so you never have to worry if your account is safe. The best part? No monthly fees.

What’s the benefit of using Corpay One with the Corpay One Mastercard®?

The Corpay One Mastercard® seamlessly integrates with Corpay One. That means you can pay your Corpay One Mastercard® bill, order new cards, review spend activity and more - all while streamlining payments to your vendors, building custom approval workflows for your team and simplifying your bookkeeping. Everything you need - all in Corpay One! The best part? No monthly fees.

Is my bank information secure when added to Corpay One?

Yes! We're encrypted to the highest standards - so you never have to worry if your payment details are safe. When you add bank account, it is connected securely via our authentication partner - Plaid. Plaid enables us to securely link to your bank without accessing your credentials. We've also teamed up with Onfido to verify our users' identities before they can take advantage of most payments features. This helps keep our platform safe.

What systems integrate with Corpay One?

Corpay One integrates with the tools in your tech stack to create a seamless bill pay process. We integrate with the following accounting systems: QuickBooks Online, and Xero. We also integrate with Slack and other accounting systems (like FreshBooks!) via Zapier. To learn more about all of our integrations, click here.

What customer support does Corpay One offer?

When you create an account with Corpay One, you will be assigned to one of our activation specialists who will be there to walk you through the onboarding process. We also offer chat support (with a short response time!) on our website and have a Help Center packed with helpful articles.


Bill pay - and beyond.

Pay vendors, control spend, reimburse employees, issue cards - and so much more. Corpay One gives your team the power to organize, control and manage company spend in one, complete place.